Legal information for mortgages
Lloyds Bank International, S.A.U. is registered at C/ Serrano, 90, 5a Planta, 28006 Madrid, Spain, registered in the Spanish Register of Banks and Bankers (Registro de Bancos y Banqueros) with the number 0236. Reg. Mer. Madrid, T.6799, L.0, F.108 Sec.8a, H.M.- 110714, Inscrip. 1a N.I.F. A-80481765 a Spanish bank duly incorporated in Spain.
All Lloyds Bank International, S.A.U. accounts and deposits will be held in Spain and subject to Spanish Law and Spanish banking rules. Lloyds Bank International, S.A.U. is registered with and regulated by the Bank of Spain who may be contacted at Banco de España, Servicio Jurídico de Reclamaciones, Alcalá 48, 28014 Madrid. Lloyds Bank International, S.A.U. subscribes to a dispute resolution procedure for deposit taking business operated by the Bank of Spain.
Lloyds Bank International, S.A.U. is a member of the Fondo de Garantía de Depósitos. Lloyds Bank International, S.A.U. paid up capital exceeds €139 million as at 31st December 2011. Telephone calls may be monitored to improve services. The Financial Services Compensation Scheme under the UK Financial Services and Markets Act 2000 does not apply to deposits held in Spain.
For mortgages, credit is provided by Lloyds Bank International, S.A.U. Mortgage lending is subject to status and the value of the Spanish property to be used as security for your loan. You must give us a mortgage over property in Spain. All lending is subject to Spanish law. Applicants must be aged 18 years or over. The loan secured against the Spanish property is in Euros.
For credit cards, credit facilities are subject to status and available to UK Residents aged 18 and over. Credit is provided by Lloyds Bank International, S.A.U. whose principal office is at C/ Serrano, 90, 5a Planta, 28006 Madrid and subject to Spanish law.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.