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Bank Accounts.

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The easy way to make payments in Spain

Spanish mortgage and utility payments must be made by direct debit, so your client will need a bank account based in Spain. The euro Premier Account has been specially designed by Lloyds Bank International, S.A.U. for British residents so you clients can use it to do just that.

Features and benefits

  • Free transfers from your client's UK Lloyds TSB, Halifax or Bank of Scotland current account to Lloyds Bank International.
  • Free access to funds via over 29,000 ServiRed cashpoints in Spain.
  • English speaking telephone and on-line banking services.
  • No monthly fee if a monthly average balance of €2,500 is maintained in the account.
  • Unlimited free Direct Debits to meet payments in Spain.
  • Introductory bonus interest rate for the first 3 months of opening - with tiered rates of interest paid monthly thereafter.
  • Includes worldwide family travel insurance (medical benefits only apply for customers under the age of 65)*.

Risks and commitments

  • If your client's average balance drops below €2,500 in any given month, your client will be charged €20.
  • If, without agreement, your client's current account goes overdrawn or they go over their overdraft limit, we will charge them interest on the amount of the overdraft that has not been arranged at the rate that we set for unarranged overdrafts.

Contact

The UK New Business Team can be contacted on 0845 600 3603.

*Due to regulatory requirements, travel insurance is not available to US and Canadian residents.

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©   LLOYDS BANK INTERNATIONAL

Lloyds Bank International, S.A.U. with registered office at C/ Serrano, 90, 5a Planta, 28006 Madrid, Spain, is registered in the Spanish Register of Banks and Bankers (Registro de Bancos y Banqueros) with the number 0236. Reg. Mer. Madrid, T.6799, L.0, F.108 Sec.8a, H.M.- 110714, Inscrip. 1a N.I.F. A-80481765. Lloyds Bank International S.A.U. is a Spanish bank duly incorporated in Spain.

All Lloyds Bank International, S.A.U. accounts and deposits will be held in Spain and subject to Spanish Law and Spanish banking rules. Lloyds Bank International, S.A.U. is registered with and regulated by the Bank of Spain who may be contacted at Banco de España, Servicio Jurídico de Reclamaciones, Alcalá 48, 28014 Madrid. Lloyds Bank International, S.A.U. subscribes to a dispute resolution procedure for deposit taking business operated by the Bank of Spain.

Lloyds Bank International, S.A.U. is a member of the Fondo de Garantía de Depósitos. Lloyds Bank International, S.A.U. paid up capital exceeds €58 million. Telephone calls may be monitored to improve services. The Financial Services Compensation Scheme under the UK Financial Services and Markets Act 2000 does not apply to deposits held in Spain.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules.

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